Discover® Student Card


• 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
• Unlimited cash rewards, automatically
• Up to 20% Cashback Bonus® when you shop online
• Double rewards with more than 100 Cashback Bonus Partners
• Customer Service in less than a minute, anytime you want

Discover® Student Card


Discover® Student Card

College. It's not only a place of learning for young adults – it's a life experience. In a world where the majority of people's lives surround their credit reports and scores, it pays for college students to get a head start on building their credit. The Discover® Student Card does this and much more. It offers an excellent cash back rewards program, on top of a fraud liability package, and free account management available online so the young adult can control their account from anywhere.

The Discover® Student Card, when compared to other student credit cards, comes out ahead in terms of working for the cardholder. It boasts a no annual fee while at the same time removing the cap on cash rewards. The benefits and programs featured with the card make college life less stressful, helping the student by giving them peace of mind. With over 150 designs, the card itself is fully customizable so the holder can take pride in their card. Benefits such as early warning fraud alerts, e-mail reminders to help avoid fees, and live phone support round out some of the features.

Cashback Bonus® rewards is a great program provided with the Discover® Student Card. On every purchase made literally anywhere with the card, students will receive 1% cash back. Additionally, when it is used at participating retailers, restaurants, gas stations, and other service providers, the cardholder will earn 5% cash back.

College students spend a large amount of their time online researching for school and even doing the majority of their shopping. When they are a member with the Discover® Student Card, they can earn up to 20% cash back while shopping online with participating dealers on ShopDiscover, which features many popular and well known retailers.

Additionally, with the Cashback Bonus® reward program, cardholders can begin receiving their rewards after building up only $20 in their account. On top of that, annual percentage rate will be set at 0% for the first half year of membership. After that promotional period is over, APR only rises to a reasonable 16.99%. These are excellent features, considering most student budgets are tight.

Credit cards hold risk, and the Discover® Student Card is no exception to the rule. This card is used best if the balance is paid in full every month, or there is no large balance being held each pay period. However, with the rewards and benefits that are featured with the card, it pays for itself in the long run, especially for students that are in need of stability while they're away from home.


Introductory Offer Introductory Term Annual Fee Late Fee Credit Required
0%* 6 Months* None See Terms* Good


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* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.